We wish you a happy holiday season from all of us here at Mr. Good Loans! We hope you’re enjoying time with your friends and family for the holidays. Furthermore, we also wanted to take this moment to express our heartfelt appreciation for your continued support.
We take pride in being an Alberta-run company that helps families all across this majestic province of ours!
As a result, we want to offer you a few tips to help you save more money this holiday season.
1. Stick to a Budget
A budget is all about controlling your money, because if you don’t control it, sure enough, it will escape you. So whatever amount you allocate toward gifts, food, drinks, etc, for the holidays, be sure that you actually stick to that figure. This will help you gain self-control and you’ll be able to enjoy the holidays that much more since you won’t feel guilty for overspending again.
2. Have a List
Anyone you plan on buying gifts for outside the scope of your immediate family should be on a list. This will help you to fit the price tags into your budget better. Be sure not to go overboard on this, you’re not Santa Clause, the whole world doesn’t need a present from you. Just the ones who truly deserve it, these friends (as well as your bank account) will thank you.
3. Coupons Are Your Friends
Did you know that over 90% of millionaires use coupons? Considering most people associate coupons with poverty and low income, this might come as a surprise. And you know what this means for you in regards to saving money on the holidays? It means: drop your ego. If coupons are good enough for millionaires, they’re good enough for you.
Whether you lost your job or you just got promoted, coupons are your friends, as they are a great way for anyone at any income level to save more of their hard-earned money.
4. Give Your Time
Far too often we get caught up in trying to buy the perfect gift for our loved ones when really, the best thing we can do is give the gift of our time. People who truly love, care about, and value you aren’t going to be obsessive about any gift as long as they get to spend time with you.
5. Work on Your Spending Habits
The best way to save money during the holidays is to not spend it. The second best way is to develop better habits around your money so you only spend it on things that are necessary. Impulse buying is a real thing for many people. But by developing better spending habits, you can save that cash for more important things. Learning to adhere to a budget is a great way to begin building better habits around money.
6. Give Customized Presents
Buying extravagant gifts for the sake of buying extravagant gifts is asinine. Stop it. It’s a lot better to tailor your gift-giving with simple but thoughtful presents that your loved ones will use and appreciate.
For instance, if your brother loves cars, then a simple gift such as a USB car charger, or a smartphone mount, or possibly even a dashboard grip pad that holds your phone, keys, etc, might be the ideal present. Simplicity and customization are the main ideas you should focus on.
We hope you enjoy your holidays, and we look forward to serving you in the new year! If you need help obtaining a loan, come pay us a visit. Here at Mr. Good Loans, we provide personal title loans to help Albertans over the holidays. A few examples of our top benefits include: keep your car, same-day cash, lowest payments, etc. So if you are in need of our services, simply fill out the online application or call us at 403-986-8781.
Have a great holiday season and a happy new year!